The Tories are to roll out the new Universal Credit payment card which is an end to cash from next year shops and utility companies that install readers will get payment. The new card shows what can be purchased and what is purchased every time it's used . No more booze, fags or bingo , no to phones , petrol etc . Every time you apply for your next payment the card will be read and if things are not as they should be the card will be closed. Great ideal and the sooner the better ,Come on the Tories lets kick things into shape . They've had the carrot now it's the stick .