If you want to get a place to save and get access to loans at the cheapest rates around then you should think about joining a credit union.
I am a volunteer unpaid director of Hi-Scot Credit union covering the Highlands and Islands.
The rates are probably the lowest for borrowing by a very long way. You can check using the calculator on the Hi-Scot web site -
http://www.hi-scot.com
There are many advantages to members of a credit union. Read the web site and think about becoming a member and save a little or a lot.
The benefit is that the organisation is non-profit making and surpluses are used to benefit the members.
If you do some quick checks to compare with other lenders then yu might be very surprised how affordable loans from a credit union can be.
Savers also benefit from FREE life insurance based on savings - check that benefit out and see how well worth that is at no cost to anyone who is member.
I could go on but it is all on the web site - Check it out
http://www.hi-scot.com
We do not have huge amounts to spend on advertising so word of mouth is one of the ways you can help us so spread the word about our credit union in the north.
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