Caithness Independent Mortgage Advisors

[gav1]

Any good mortgage advisors in Caithness for first time buyers

[sids]

http://www.caithness-business.co.uk/business.php?id=376

Cormac Miller MLIA (dip)

Highland Direct
1 Lower Dunbar Street
Wick
Caithness
KW1 5AH

Telephone
01955 606783
Fax 01955 606784
Mobile07798 761317
E-mail cormac@dbs-ifa.co.uk

[orkneycadian]

How do you know if the advisor on the mortgage advisors is any good? :confused

[gav1]

Exactly, Asking around. Word of mouth is the best recommendation for any service.

[donss]

I'd second Sids...

http://www.caithness-business.co.uk/business.php?id=376

Cormac Miller MLIA (dip)

Highland Direct
1 Lower Dunbar Street
Wick
Caithness
KW1 5AH

Telephone
01955 606783
Fax 01955 606784
Mobile07798 761317
E-mail cormac@dbs-ifa.co.uk

[Droopy]

You won't go far wrong with this Gav1.

Save up as big a deposit as you can.
Don't borrow more than 3.5 times your salary if your in a steady job.
Get a straight forward repayment mortgage unless you envisage having lots of savings which in that case you may want to think about an offset.
Take into account you other expenditure, car loans, insurances etc.

Generally mortgage advisors are on commission and do what's best for them, not you. Ask any advisor you go to see how many endowment mortgage claims they are sorting out at the moment. If it's more than 1. Stay clear.

Go online, check out the banks. It's just what your mortgage advisor will do.

[Alice in Blunderland]

While Droopys advice is good and sound I would also suggest a chat with Cormac. His services to us with both our house purchases was invaluable.

[scorrie]

Worth reading this before you see anyone for advice:-

https://www.moneyadviceservice.org.uk/en/articles/your-mortgage-comparison-checklist