bank charges

[riggerboy]

for any poor sole on here that gets a bank charge please PM me on how to get your money back this is no trick or con please see link http://www.bankcharges.info

[Geo]

Indeed it's no trick. My brother just claimed nearly £300 and got it all back.

[Ann]

for any poor sole on here that gets a bank charge please PM me on how to get your money back this is no trick or con

http://www.consumeractiongroup.co.uk/forum/bank-action-group-against/

This is a link that was posted on the forum some time ago; should be able to help you, good luck.

Mind you, if you can still find a "real" person to talk to, ask at your own bank branch first.

[Geo]

I phoned the Clydesdale in Wick a few years ago about excessive charges and asked could they be waived. The girl laughed and said no. I wrote to the manager explaining the situation and asked again could the charges be waived. I didn't even get a reply. I wrote again a couple of months later including a copy of the original letter and still didn't get a reply. Soa sking at the branch didn't help in my case. May try the option to reclaim as you have up to five years.

[riggerboy]

I phoned the Clydesdale in Wick a few years ago about excessive charges and asked could they be waived. The girl laughed and said no. I wrote to the manager explaining the situation and asked again could the charges be waived. I didn't even get a reply. I wrote again a couple of months later including a copy of the original letter and still didn't get a reply. Soa sking at the branch didn't help in my case. May try the option to reclaim as you have up to five years.

http://www.bankcharges.info/

[brokencross]

It is only going to get worse according to this article from the Daily Mail.

http://www.dailymail.co.uk/pages/live/articles/news/news.html?in_article_id=407725&in_page_id=1770

[chaz]

It is only going to get worse according to this article from the Daily Mail.

http://www.dailymail.co.uk/pages/live/articles/news/news.html?in_article_id=407725&in_page_id=1770
thats what i get charged now ny Lloyeds :(

[chaz]

srry bad day, bad spelling:D thats what i get charged now by Lloyds

[brokencross]

I have been with the Bank of Scotland, man and boy, for over 35 years.
Due to high expenditure and an oversight last month, I went a couple of £'s over my arranged £100 overdraft on the 24th of the month when they paid a direct debit. The pay goes into the bank on the 25th and has done for years. I got charged £30 for that!!?
It must all be done by heartless, brainless computers, gone has that human personal touch. Personal banking...my derriere.

p.s. It has got worse since they became HBOS

[Spirit]

I'm with the Lloyds TSB and a relavently new customer with them. A few months ago I forgot I had set a a new direct debit which they returned as I was a few pounds short and therefore wanted to charge me £35. However I wrote to the Manager, admitted it was my fault but still asked for the charges to be cancelled. I never heard back but the charges were never made to my account.

[JAWS]

One trick some Banks use, especially with people they know are on low incomes, is to add Bank Charges shortly before money is due into their account ensuring that they go slightly into the red. This gives them the excuse to write a "£30 letter", making things worse.

I know of quite a few people who have been trapped by that trick and, with a little skill, have been kept there month after month, the Charges somehow just adding up the a few pounds more than the amount in the account at the end of the month. I have even known them find "reasons" to send two or three "£30 letters" for unpaid Standing Orders for small amounts. The first letter is sent just in time to ensure that there is not quite enough to cover a couple of Standing Orders which then generate two further letters.

I'm just cynical enough to have arrived at the conclusion that it happens to often to be coincidence, once they have people in that position they seem intent on making sure that, no matter how hard people try to resolve the situation, a determined effort is made to keep them there and keep the money rolling in the Bank's direction.